If you have been involved in a car accident, you are probably confused and scared at the same time. Many vehicle accidents lead to injuries and those injuries can range from something small and minor like a cut to death. Depending on the severity and fault in your accident, you may be able to file a personal injury claim and recoup compensation for your medical bills and pain and suffering.
There are a couple of things you want to do before you leave the scene of the accident. When you are able to, you want to get an idea of all injuries that exist and of course, call 911 when needed. You should always call the police. Even though you may think there is no need to have them there, you want to because a report will be made and the officer will decide who was at fault in the accident.
You want to also take a moment and write down any notes about the accident scene, take pictures of damage, and note the damage to your vehicle. You should take down the other driver’s:
- License plate number
- Driver’s license number
- Insurance information
- Address and phone number
COMMON REASONS FOR CAR ACCIDENTS
Unfortunately, car accidents happen multiple times a minute and sometimes they are preventable and other times they are not. An accident that is considered unavoidable would be one due to a problem with the road such as a pothole, the weather, or even a rock in the road from a construction site.
Other accidents that are considered preventable happen because the driver of the vehicle is either distracted, not paying attention, or not practicing defense driving. Some reasons for driver error could be:
- Driving dangerously
- Poor vision
- Texting or on the phone
- And similar
HANDLING THE INSURANCE COMPANIES
After your accident, you want to report it to your insurance company immediately as they will be able to open a claim and begin setting up repairs for your vehicle. You can make a recorded statement to your insurance company, but if the other individual’s insurance company calls, you should avoid making a statement at all as they are fishing for information to discredit you.
WHAT YOU NEED TO DO
Before you begin talking to the other individual’s insurance company, you should hire yourself a team of qualified Kingsville, Texas attorneys. Your attorneys will gather all of the evidence that you collected including pictures from the scene and information about the other driver.
Whenever you are involved in an accident, you need to keep your doctors’ appointments and follow up care. If you miss an appointment or fail to go, this could hurt your case and leave the courts wondering whether you were actually hurt or not.
When you do go to court, there are different types of damages that can be claimed in an automobile accident. Whether you choose to focus on one or all of the damages will depend on the severity of your case and the recommendation of your attorney.
The first type of damages is to the vehicle. This would include repair costs associated to fix the vehicle and get it back up and running. If the vehicle was totaled, you may be able to recoup additional money towards your loan to pay it off if need be.
The second type of damages you can ask for is for rental car usage. If your vehicle is in the repair shop and you need to rent a vehicle, it can be costly. The person at-fault may be required to pay this for you.
The other two types are for property damage and any money you have had to spend out of pocket.