Corpus Christi Personal Injury Firm
Serving the Injured Across Texas
Bandas Law Firm is a Corpus Christi personal injury law firm. Led by Chris
Bandas, the firm focuses on obtaining substantial recoveries on behalf
of injured persons who were harmed by defective products, intentional
misconduct, or the negligent or reckless acts of others.
We recognize the financial, emotional, and physical burden that catastrophic
personal injuries can impose, and can seek compensation to cover your
doctor bills in the past, your doctor bills in the future, hospital costs,
pain and suffering, lost wages, and other elements of damages recoverable
under applicable law. Additionally, if the circumstances merit, we may
also consider seeking punitive damages.
Our Corpus Christi personal injury attorneys handle a variety of serious
injury claims, including:
For information and guidance related to your unique case, call our offices
at (361) 238-2789 or contact us online. We are here to help 24/7.
Long-Term Effects of Catastrophic Personal Injuries
Catastrophic personal injury typically refers to injuries that require
considerable medical treatment and which often have a long-term or permanent
adverse effect on a person’s life. While some catastrophic injuries
can be effectively treated and may even be reversible, others cause significant
pain and suffering, permanent disability, and possibly even death.
Some of the most serious injuries sustained by victims of catastrophic
Even seemingly minor injuries caused by defective products and automobile
defects, including whiplash, can cause long-term suffering for the injured
individual. In fact, statistics show that 15-20% of victims who experience
whiplash struggle with chronic, debilitating pain as a result of the injury.
Furthermore, only 70% of individuals who sustain whiplash injuries are
fully recovered within 1 year, and only 82% fully recover within 2 years.
Financial Effects of a Serious Accident or Injury
In addition to physical pain and suffering, catastrophic injuries can also
impose a severe financial burden on the affected individual and his or
her family. Long-term medical care often results in costly medical bills,
which can be a difficult expense for many families to handle, especially
if their injured loved one was responsible for their primary source of
income. This, coupled with the loss of income due to the individual’s
inability to return to work, can have devastating consequences for injured
victims and their loved ones. Fortunately, vital financial compensation
may be available to victims of catastrophic injury, which can be collected
by filing an injury lawsuit against the party responsible for your injuries.
Negligence, Liability & Personal Injury Actions
When you’re hurt in an accident, in order to get the compensation
you deserve for the injuries you’ve suffered, you’ll need
to be able to prove liability. This is done through a concept known as
negligence. Legal negligence, at its most basic, means that someone else
holds the blame (called “fault”) for your accident.
Proving negligence requires three basic factors:
- First, you need to demonstrate that the other party in the accident acted
so irresponsibly that no reasonable other person would have acted the
same way. This, in legal terms, is known as the “reasonable person” standard.
- Next, you need to be able to show that it was this irresponsibility which
resulted in, or caused, the accident you suffered.
- Finally, you must demonstrate that the accident was the reason for your
injury, even if indirectly. This is known as establishing the direct or
proximate cause of your injuries.
The problem can get more complicated in Texas because the state has what
is called a “modified comparative fault” law. This means that
the courts will consider the degree of fault both parties hold and reduce
the award accordingly. So, if you’re found to hold 20% of the fault
for an accident, and your total award would be $100,000, you’d only
receive $80,000. Even worse, if it can be shown that you hold greater
than 51% culpability, you won’t receive an award at all.
Every insurance company will latch onto this law to try and get out of
paying your claim.
Fighting the Insurance Adjuster
Insurance companies are represented in these cases, at least at first,
by insurance adjusters. These are people who get paid to settle your case
as fast as possible, and for as low a cost as possible. In fact, some
of them are even limited to as low as $5,000 in what they’re allowed
to offer you. This means they’ll try absolutely any tactic they
can to try and get you to just sign off. They might sweet talk you, cajole
you, or even strongarm, bully, and threaten you.
They’ll look for any reason they can to pin the accident on you.
They’ll claim that you’re not actually hurt or that your injuries
weren’t from the accident. They’ll threaten you with nothing
if you choose not to accept their “generous” offer.
There are a couple of things to remember when dealing with claims adjusters:
- They probably don’t know anything about your case other than a cursory
glance at a file. You know exactly how much your accident has cost you.
- You don’t have to fight them alone. You can always direct them to
speak to your attorney, and that will often end the bullying immediately.
How an Attorney Can Help
The right Corpus Christi personal injury lawyer will know exactly how to
protect your rights, fight back against these non-payment tactics, and
get you the full compensation you deserve. In the end, you have nothing
to lose by speaking with an attorney. Good injury lawyers work on contingency,
which means that not only do they never charge for a consultation, they
don’t charge any fee unless they win your case. That is how we operate
at Bandas Law Firm.
This means that by calling our attorneys, you’re protecting your
rights and equipping yourself with the tools you need to seek the best
possible result in your case. You have someone in your corner who can
fight for you and remind profit-minded insurance companies who the victim
is. After all, the insurance company certainly has attorneys at their
disposal; shouldn’t you as well?
Contact Our Corpus Christi Personal Injury Lawyers
The first step you should take after sustaining a catastrophic injury is
to seek experienced legal counsel to discuss your compensation options.
It is important to have an experienced personal injury lawyer on your
side when seeking financial compensation, in order to improve your chances
of collecting fair reimbursement for your injuries, medical expenses,
loss of past and future income, and pain and suffering.
Our Corpus Christi personal injury lawyers at Bandas Law Firm have experience
catastrophic injury cases and can help injured victims through the sometimes complicated process
of filing a personal injury claim. You are not at fault for any injuries
caused by the actions of a negligent person or party.
Bandas Law Firm is a leading personal injury law firm based in Corpus Christi
that serves all of Texas. We focus on practice areas such as
oilfield accidents, and
railroad cancer lawsuits, among many others.
To schedule a consultation with one of our practicing attorneys, please
give us a call at (361) 238-2789 or complete our online