The Bandas Law Firm, P.C. is a Corpus Christi personal injury law firm. Led by Chris Bandas, the firm focuses on obtaining substantial recoveries on behalf of injured persons who were harmed by defective products, intentional misconduct, or the negligent or reckless acts of others.
We recognize the financial, emotional and physical burden that catastrophic personal injuries can impose, and will seek compensation to cover your doctor bills in the past, your doctor bills in the future, hospital costs, pain and suffering, lost wages and other elements of damages recoverable under applicable law. Additionally, if the circumstances merit, we may also consider seeking punitive damages.
Our personal injury attorneys handle a variety of serious personal injury claims, including those arising out of:
- Automobile Defects
- Automobile Accidents
- Aviation (Commercial and Private Aircraft)
- Brain Injury
- Burn Injuries
- Defective Products
- Oil Field Accidents
- Trucking Accidents
- Wrongful Death
Long-Term Effects of Personal Injury
Catastrophic personal injury typically refers to injuries which require considerable medical treatment, and which often have a long-term or permanent adverse effect on the person’s life. While some catastrophic injuries can be effectively treated and may even be reversible, others cause significant pain and suffering, permanent disability, and possibly even death among victims. Some of the most serious injuries sustained by victims of catastrophic incidents, including automobile accidents and trucking accidents, include:
Even seemingly minor injuries caused by defective products and automobile defects, including whiplash, can cause long-term suffering for the injured individual. In fact, statistics show that 15-20% of victims who experience whiplash struggle with chronic, debilitating pain as a result of the injury. Furthermore, only 70% of individuals who sustain whiplash injuries are fully recovered within one year, and only 82% fully recover within two years.
Financial Effects of Catastrophic Personal Injury
In addition to physical pain and suffering, catastrophic injuries can also impose a severe financial burden on the affected individual and his or her family. Long-term medical care often results in costly medical bills, which can be a difficult expense for many families to handle, especially if their injured loved one was responsible for their primary source of income. This, coupled with loss of income due to the individual’s inability to return to work, can have devastating consequences for injured victims and their loved ones. Fortunately, vital financial compensation may be available to victims of catastrophic injury, which can be collected by filing an injury lawsuit against the party responsible for your injuries.
Negligence, Liability and Personal Injury
When you’re hurt in an accident, in order to get the compensation you deserve for the injuries you’ve suffered, you’ll need to be able to prove liability. This is done through a concept known as negligence. Legal negligence, at its most basic, just means that someone else holds the blame (called “fault”) for your accident. Proving this requires three basic factors.
First, you need to demonstrate that the other party in the accident acted so irresponsibly that no reasonable other person would have acted the same way. This, in legal terms, is known as the “reasonable person” standard. Next, you need to be able to show that it was this irresponsibility which resulted in, or caused, the accident you suffered. Finally, you have to demonstrate that the accident was the reason for your injury, even if indirectly. This is known as establishing the direct or proximate cause of your injuries.
The problem can get more complicated in Texas, because the state has what is called a “modified comparative fault” law. This means that the courts will consider the degree of fault both parties hold, and reduce the award accordingly. So if you’re found to hold 20% of the fault for an accident, and your total award would normally be $100,000, you’d only receive $80,000. Even worse, if it can be shown that you hold greater than 51% culpability, you won’t receive an award at all.
Every insurance company will latch onto this law to try and get out of paying your claim.
Fighting the Insurance Adjuster
Insurance companies are represented in these cases, at least at first, by insurance adjusters. These are people who get paid to settle your case as fast as possible, and for as low a cost as possible. In fact, some of them are even limited to as low as $5,000 in what they’re allowed to offer you. This means they’ll try absolutely any tactic they can to try and get you to just sign off. They might sweet talk you, cajole you, even strongarm, bully and threaten you.
They’ll look for any reason they can to pin the accident on you. They’ll claim that you’re not actually hurt, that your injuries weren’t from the accident. They’ll threaten you with nothing if you choose not to accept their “generous” offer.
There are a couple of things to remember when dealing with claims adjusters. First, they probably don’t know anything about your case other than a cursory glance at a file. You know exactly how much your accident has cost you. Secondly, you don’t have to fight them alone. You can always direct them to speak to your attorney, and that will often end the bullying immediately.
How a Personal Injury Attorney Can Help
The right Corpus Christi personal injury lawyer like those at Bandas Law Firm, PLLC, knows exactly how to protect your rights, fight back against these non-payment tactics, and get you the full compensation you deserve. In the end, you have nothing to lose by speaking with an attorney. Good injury lawyers work on contingency, which means that not only do they never charge for a consultation, they don’t charge any fee unless they win your case.
This means that by calling an attorney, you’re protecting your rights, and equipping yourself with the tools you need to win your case. You have someone in your corner who can fight for you and remind profit-minded insurance companies who the victim is. After all, the insurance company certainly has attorneys at their disposal; shouldn’t you as well?
Contact Our Corpus Christi Personal Injury Lawyers for Help
The first step you should take after sustaining a catastrophic injury is to seek experienced legal counsel to discuss your compensation options. It is important to have an experienced personal injury lawyer on your side when seeking financial compensation, in order to improve your chances of collecting fair reimbursement for your injuries, medical expenses, loss of past and future income, and pain and suffering. The Texas personal injury lawyers at Bandas Law Firm have experience in litigating catastrophic injury cases, and can help injured victims through the sometimes complicated process of filing an injury claim in Corpus Christi. You are not at fault for any injuries caused by the actions of a negligent person or party.